Long-Term Loan

When it comes to you, the farmer, we know that as a bank we need to provide innovative ways to help your business succeed. An FNB Long-term loan is a mortgage loan that can be used to finance the purchase of farmland or make capital improvements (e.g. buildings, dams and fencing).


  • The size of the loan is linked to the market valuation of the property to be bonded as security, the level of indebtedness and the extent to which you are able to repay the loan
  • The loan term is usually up to 15 years
  • The interest rate on your account can be linked to the prime lending rate
  • Early repayment of the loan is possible without penalty

What do I need in order to apply?

  • Complete an application form at your nearest FNB branch
  • Required Documents:
    • You need to supply the required personal and business details as well as mandates for your business to open an account
    • You need to supply business plans, budgets and cash flow forecasts to support the loan application and to substantiate the loan amount required

Contact us

  • Visit your nearest FNB Branch or Relationship Manager